Book addresses legal and economic perspectives of the DPVAT insurance
The Insurance for Personal Injuries Caused by Land-based Automotive Vehicles (DPVAT) – or mandatory traffic insurance – is a social security artifice commonly use by several countries to mitigate costs arising from traffic accidents. This subject is covered in the new book by FGV’s Rio de Janeiro Law School (Direito Rio), titled “Regulação do seguro DPVAT – Marco regulatório e econômico” [Regulation of the DPVAT insurance – Regulatory and economic framework].
Written by Erica Diniz Oliveira, Antonio Maristrello Porto, and Joísa Campanher Dutra, the book is intended not only for readers seeking an overview of the DPVAT insurance, but also to those looking to understand the regulatory aspects related to the inner workings of the insurance, which is designed to provide compensation in case of death or permanent disability, as well as reimbursement of medical and hospital expenses to victims of traffic accidents.
Despite being relatively well disseminated in Brazil, particularly due to its mandatory nature, very little is said about the DPVAT as a regulatory instrument that can mitigate traffic risks. In addition to laying down basic key points regarding DPVAT’s inner workings, the book approaches different legal and economic perspectives related to the insurance, such as legal nature, allocation of proceeds collected, classification, and regulation.
This multidisciplinary study proposal also presents a compared view of similar mechanisms used around the world to cover damages caused by automobile accidents.
Go to the website for more information on the book.
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